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Malvern, PA (PRWEB) December 28, 2011

New findings from an Insurance Research Council (IRC) study of auto injury claim trends indicate that insurance claim costs countrywide have recently increased, reversing previous trends of declining or relatively stable costs. The report, Trends in Auto Injury Claims, 2011 Edition, documents important auto injury claim trends, both countrywide and by state, using private passenger auto claim data from national and state-level statistical reporting agencies.

Although injury claim severity (the average cost of injury claims) has been increasing steadily in the last several years, much of the increase has been offset by declining claim frequency, which produced relatively stable injury claim costs per insured vehicle. However, recent data indicate that claim frequency, on a countrywide basis, is no longer decreasing. In the case of personal injury protection (PIP) claims, the effect of rising claim severity has been magnified by a simultaneous increase in claim frequency. PIP claim costs per insured vehicle countrywide increased more than 18 percent from 2008 to 2010. For bodily injury (BI) liability claims, the effect of rising claim severity has been mitigated somewhat by stabilization, rather than an increase, in claim frequency. However, 2010 marks the first year since 1994 that BI claim frequency did not decline.

Much of the deterioration in PIP trends has been concentrated in three of the largest states with no-fault approaches to compensating auto injuries?Florida, Michigan, and New York. In Florida, the average PIP claim cost per insured vehicle in the state jumped 62 percent in just two years (2008-2010). PIP costs per vehicle in Michigan have been increasing rapidly for several years now?rising more than 120 percent over the last decade. The New York system has been on a roller coaster of rising and falling costs driven by a surge in suspected claim abuse in the New York City area.

?These are not encouraging findings for insurers or drivers,? said Elizabeth Sprinkel, senior vice president of The Institutes. ?While we hope these findings represent temporary conditions, we can?t be sure that is the case and can?t afford to ignore the factors driving rising claim costs.?

For more detailed information on the study?s methodology and findings, contact David Corum at (484) 831-9046, or by e-mail at irc@TheInstitutes.org. Copies of the study are available for $ 300 for an electronic version or $ 400 for a printed copy. Visit IRC?s Web site, http://www.insurance-research.org, for more information. The IRC recently published an in-depth analysis of PIP claims in New York, New York?s No-Fault System: Final Report on Closed Auto Injury Claims, which provides additional detailed information about recent trends and current conditions in New York?s automobile insurance system. The study is available now from the IRC Web site. A similar study of Michigan?s system will be published by IRC in early 2012.

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NOTE TO EDITORS: The Insurance Research Council is a division of the American Institute For Chartered Property Casualty Underwriters (The Institutes). The Institutes are the leader in delivering proven knowledge solutions that drive powerful business results for the risk management and property-casualty insurance industry. The Institutes? knowledge solutions include the CPCU designation program; associate designation programs in areas such as claims, risk management, underwriting, and reinsurance; introductory and foundation programs; online courses; research; custom solutions; assessment tools; and continuing education (CE) courses for licensed insurance professionals and adjusters through its CEU.com business unit..

The IRC provides timely and reliable research to all parties involved in public policy issues affecting insurance companies and their customers. The IRC does not lobby or advocate legislative positions. It is supported by leading property-casualty insurance organizations.

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St. Louis, MO (PRWEB) December 23, 2011

Epic Systems Inc. announces the release of a custom turnkey Medical Device assembly machine for a top biotechnology company. The company uses human genetic information to discover, develop, manufacture, and commercialize medicines that are used to treat patients with serious or life-threatening medical conditions.

The biotech company looked to EPIC Systems, Inc. to design, fabricate, and automate a turnkey assembly machine that would manufacture medication. Auto injectors are manufactured to deliver a measured dose of a medication.

EPIC?s team of project engineers guided the custom machine design from rough concept all the way through to complete custom machine fabrication. In addition, EPIC transported the new assembly machine from the in-house fabrication shop to the client’s production facility where it was fully installed, automated, and integrated with other existing manufacturing machinery.

EPIC provided expert insight into how to design and build a custom assembly machine. Because of EPIC?s experience in the field, EPIC was able to complete the custom machine with a faster project completion time as well as provide a machine that is transportable, safe and seamless to integrate and install.

ABOUT EPIC SYSTEMS: Founded in 1995, EPIC Systems, Inc. is a leading multi discipline engineering and fabrication firm that provides project automation solutions for modular process plants and systems, packaging and assembly line integration, custom machine manufacturing and advanced machine vision system integration.

Utilizing a custom design-build approach, EPIC Systems specializes in the entire plant project. The company provides comprehensive strategy and execution for: concept development; design engineering; integration and automation for process, line and controls; plant and modular fabrication; construction management and installation; startup; commissioning and support.

EPIC Systems is located in St. Louis, MO USA. To learn more about EPIC, visit the website or contact them today for an engineering evaluation of your application.

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West Palm Beach FL (PRWEB) December 22, 2011

New York?s recent ranking of automobile insurance companies — noting how many complaints had been submitted against them and how many were resolved in favor of consumers — is not only a commendable effort, but one that should be replicated by all other states, says Florida insurance attorney Patrick J. Tighe of X1LAW.com.

The New York report — ?2011 Annual Ranking of Automobile Insurance Complaints? — was published in December by that state?s Department of Financial Services. It ranks 179 automobile insurance companies that operate in New York, giving each a ?complaint ratio,? — the number of upheld complaints as a percentage of the insurer?s overall in-state private passenger auto insurance business. Insurers with the fewest upheld complaints per million dollars of premiums appear at the top of the list. Those with the highest complaint ratios are ranked at the bottom.

The results show that the biggest insurers in New York have much room for improvement in how they serve customers. The largest automobile insurer in the state, Geico General Insurance Company (an average of $ 1.28 billion in New York premiums for 2009 and 2010) ranked 66th, with 20 of 238 complaints to the Department of Financial Services upheld. The second largest auto insurer, Allstate Insurance Company (nearly $ 1.2 billion in premiums), fared even worse, at 130th, with 170 of 1,350 complaints upheld. Another well-known insurer receiving a middling score was State Farm Fire and Casualty Company, ranking 68th.

?This is exactly the kind of detailed, irrefutable data consumers need to see before they put their money — and perhaps their future — behind an automobile insurer,? says Tighe, who has been assisting Florida residents in insurance lawsuits and other claims for more than a decade. ?New York has always been among the most proactive and consumer-friendly of insurance regulators, and it?s time that Florida and other states follow its example. Letting consumers see which auto insurance companies are getting the most complaints, and which are having the most complaints against them upheld, is important step in enabling consumers to pick insurers that truly will protect them, and avoid those that may not.?

All states, says Tighe, have a department or agency that regulates insurers, yet most are relatively quiet, rarely, if ever, releasing detailed data on automobile insurance complaints, which include issues such as delays in the payment of no-fault or personal injury protection (PIP) claims, or insurers? failure to renew policies.

?New York is the exception to the rule,? says the veteran trial lawyer. ?They are consumer-focused, and they do it right. Their report gives you numbers you can rely on. Every insurance department in the country needs to the same.?

Ranking at the top of the New York list was the Erie Insurance Company, with 0 upheld complaints and $ 64 million in average annual premiums written directly in the state. The complete report is available online at http://www.dfs.ny.gov/insurance/auto/rank/auto2011.pdf.

?Insurance companies sell policies to consumers, hold their customers? money, and are supposed to use those funds to pay claims,? says Tighe. ?They are custodians and trustees of our money, which is why they are regulated. But that regulation needs to have some bite, and regulators need to be transparent. Because it is that transparency that keeps insurance companies honest — and keeps consumers protected.?

About X1Law P.A.

For over a decade, Florida personal injury and insurance lawyer Patrick J. Tighe has been protecting the rights of consumers, and those who have suffered catastrophic injury in automobile accidents, motorcycle accidents, and other life-changing events. In that time, he has represented — and come through for — thousands of individuals in insurance claims that were wrongly denied, delayed, or undervalued. Earlier in his career, Tighe spent nearly ten years working on ?the other side,? defending insurers in injury lawsuits. That experience gave him invaluable insight on how big insurers approach and handle insurance claim cases — insight that is leveraged every day to bring results, and justice, for clients.

CONTACT:

Patrick J. Tighe

X1LAW, P.A.

(561) 537 5059

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(PRWEB) December 21, 2011

Shanghai Harbor Electromechanical Equipment Co., Ltd, as the leading brand of mechanism industry in China, focuses on design, R&D, manufacturing, sales and technical service in the fields of electric power, metallurgy, mine, port, building, cement, CNC machine tools and other mechanism. Nowadays, the company owns all types of international advanced high-class crushers under the Jaboo brand and crushing & filtering equipment sets of different functions and specifications.

“We have distributed our products around the world with annual sales volume of CNY 450 million, and become an important tax-payer in Lingang Industrial Park. What?s more, our attendance of the Big5 PMV also accelerated our progress as international brand,? said Eric Xu, Sales Engineer of Shanghai Harbor.

According to Eric Xu, the company has more than 100 types of critical equipment, including large CNC floor type boring machine, large CNC gantry milling and boring machine, large heavy load CNC vertical lathe, large CNC horizontal lathe, vertical machining centre, horizontal machining centre, medium & small metal cutting machine, material processing equipment, lapping machine, bending machine, plate shears, open-hydraulic machine, full-auto & semi-auto cutting machine, various kinds of AC and DC gas protection welder and argon arc welding machine, etc.

To guarantee product quality, the company sets up material-chemistry & mechanical test labs, and owns many types of micrometers, roughness indicators, two-dimension laser scanners of tolerance application testing, sound-indicator, supersonic wave machine, infrared temperature indicator, speed tester and other testing experimental tools of different specifications, plus universal tool microscope, electronic total station and various types of premium gage-block testing equipment. The maximum lifting capacity is 200T.

For more information please visit http://www.bestcrushers.com/

About Shanghai Harbor Electromechanical Equipment Co., Ltd

Shanghai Harbor Electromechanical Equipment Co., Ltd, located in Shanghai Lingang Industrial Park, Shanghai, China, occupies over 80 acres, including 25,000 square-meter production workshops. Now it has a strong pool of more than 200 employees including over 40 intermediate and senior technology staff. With over 70 sets of mega high-accuracy manufacturing equipment, its annual capacity has reached 400 sets of products. As top 2 brand of this industry in China in the term of comprehensive competition and one of the companies specially supported by Shanghai government, “JABOO” products own premium quality and stable performance.

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Columbiana, Ohio (PRWEB) December 20, 2011

4Wheel Drive Hardware, the nation?s largest mail order and Internet distributor of Jeep parts and accessories, has updated the navigation on its e-commerce site, 4WD.com, to make it easier for Jeep owners to find the parts and accessories they need. The new navigation system features a large drop-down menu that segments thousands of products into about 20 categories. Top-level product categories include replacement parts, bumpers, drivetrain products, lift kits, and exterior parts.

Automotive e-commerce sites often prompt users to specify a vehicle type before showing certain application-specific products. 4WD.com has streamlined this process by implementing one-click selection for the most popular Jeep models. These models include Jeep Wranglers, CJs, vintage Jeeps, and select Cherokees. Users also have the option of selecting year, make, and model from drop-down lists.

A robust, on-site search engine provides another means of finding Jeep parts and accessories. Jeep owners can search by product name, category, or even part number. An auto-fill feature in the search box presents options that adjust as the user types additional characters.

Other options on 4WD.com?s main navigation bar include ?Shop by Brand? and ?Shop Special Deals.?

4Wheel Drive Hardware serves Jeep owners and enthusiasts with an industry-leading selection of Jeep accessories, including hard-to-find replacement parts and hardware. Jeep enthusiasts can shop Jeep parts at the 4Wheel Drive Hardware showroom in Columbiana, Ohio or at 4WD.com. The retailer also supports its customers with a call center and a printed catalog.

4Wheel Drive Hardware stays involved in the Jeep community through events, promotions, and social media activity on Facebook, Twitter, and YouTube. Jeepers can learn about upcoming events and promotions on these social media sites or by visiting 4WD.com.

About 4Wheel Drive Hardware: 4Wheel Drive Hardware has been a leading provider of Jeep tops, Jeep fender flares, Wrangler tires, Jeep lift kits, Wrangler parts, and other Jeep parts and accessories for more than 30 years. 4WD.com has the parts and products needed for any personal Jeep project. For more information, visit 4WD.com or call 800-555-3353.

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Bucharest, Romania (PRWEB) December 15, 2011

ThemeFuse ? leading provider of original WordPress themes has launched a new theme ? SportEdge ? for customers desiring to launch a professionally looking sports news site. The theme can be downloaded from ThemeFuse?s website, and then installed in less than five minutes.

SportEdge has been designed to work with one of the most popular website management platforms ? WordPress ? an open source system widely supported by every major hosting provider.

The theme incorporates a modern, dynamic look, which can be fine-tuned to fit each customer?s needs, as well as pre-designed templates for all major sports, including: football, basketball, hockey, soccer, golf, and more.

?The pre-designed templates make it possible for our customers to create every type of website, from mainstream sports news sites to niche sites focusing on just a single discipline,? said Dimi Baitanciuc ? co-founder of ThemeFuse.

The default homepage contains a custom, dynamic slider, which makes the site look alive and intriguing. The slider can be configured to display a number of selected articles or other additional information.

?The purpose behind launching SportEdge was to make creating a professional sports news site possible for everyone,? said Dimi Baitanciuc. ?SportEdge is targeted towards customers of any size. No matter if you?re a one-person sports blog, or a medium-size publishing agency, our new theme will be a great way for you to launch a professional website with a very small budget.?

The focus on ease of use can be felt in many features SportEdge provides. The first feature every user is exposed to is one called ?One Click Auto Install.? All the initial settings and sample data is set into the theme after just a click of a button, so no customer has to spend time on entering this data by hand, like they would have in many standard WordPress themes.

Other features follow this example by providing users with the possibility to: easily change the logo of the whole website, install Google Analytics code for performance tracking, create custom menus pointing to all main areas of the website, and further customize the homepage to be a unique representation of the whole site.

Additionally, ThemeFuse went ahead to offer their users a very friendly support area along with a comprehensive online documentation.

?Providing quality support and extensive documentation has always been a priority for us,? said Dimi Baitanciuc. ?We realize that every customer wants to feel that there is someone willing to help them in case they have a problem. Our online documentation is the place where everyone can find basic information about SportEdge, its features, and usage.?

For more information, and details on how to get and install SportEdge please visit http://themefuse.com/wp-themes-shop/news-wp-themes/sportedge/

About ThemeFuse:

ThemeFuse (http://themefuse.com/), a commercial WordPress theme shop, focuses on original out of the box design and ease of use for every type of user. ThemeFuse aims at providing their customers with themes that can make every website stand out from the crowd, and also offers dedicated support around the clock.

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Oklahoma City, OK (PRWEB) December 15, 2011

The Oklahoma car accident lawyers at Atkins & Markoff hereby alert the public that members of the National Transportation Safety Board, or NTSB yesterday recommended at a meeting that legislatures enact a ban on the use of all cell phones in moving vehicles, including those who are using hands-free devices in order to bring down the number of auto accidents that occur because of inattentive drivers. The recommendation was published in an article that appeared in the Wall Street Journal.

Specifically, NTSB Chairperson Deborah A.P. Hersman stated that, ?It is time for all of us to stand up for safety by turning off electronic devices when driving.? She also cited statistics kept by the National Highway Traffic Safety Administration that revealed that an estimated 3,000 fatalities in car accidents that occurred last year could be traced to distracted drivers who were using cell phones to make phone calls and to send or receive text messages.

While the NTSB does not have legislative authority and the laws that are already in place in 35 states and the District of Columbia that limit the use of cell phones while driving are state laws, the board recommended federal action be considered in order to make the roads in the United States safer for all people.

Oklahoma car accidents occur at a high rate, and according to state statistics more than 70,000 auto accidents occur somewhere inside the state lines every year. These crashes lead to approximately 36,000 injuries and to more than 700 fatalities on an annual basis. Oklahoma is not currently one of the states that has enacted a specific cell phone law. Instead, the legislature in 2010 enacted House Bill 2276, which states in part that, ?The operator of every vehicle, while driving, shall devote their full time and attention to such driving.?

About Atkins & Markoff

Atkins & Markoff, whose Web site is located at http://www.oklalawyer.com, is a law firm comprised of Oklahoma personal injury and trial lawyers who have been representing consumers and defending their legal rights for nearly 15 years. The firm handles legal matters that include Oklahoma auto accidents, class action lawsuits, child injuries, defective products, medical malpractice, general personal injury and workers? compensation among other legal matters.

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Los Angeles, California (PRWEB) December 13, 2011

Mutual Insurance Association of Iowa (http://www.MIAI.ORG), recently hosted business speaker Scott Greenberg as a keynote for their 131st Annual MIAI Convention held November 13-15. The attendees included some of the 500 owners of Mutual Insurance Agencies throughout Iowa as well as representatives from them National Association of Mutual Insurance Companies. Greenberg spoke on November 14, 2011 at the Holiday Inn Airport Convention Center in Des Moines on the topic, “Survival of the Finest: Thriving During Times of Change and Adversity”

This annual conference hosted by Mutual Insurance Association of Iowa was designed to motivate their independent insurance agents to operate at peak performance during times of change and adversity. This topic was relevant to Iowa Insurance agencies such as MIAI who have been challenged by bad weather throughout recent years, particularly 2009 when according to the MIAI President Richard Main, the association?s state and county members re-invested over $ 105M back into their local communities.

?I have always enjoyed speaking to insurance agencies as I feel like I can relate to them on certain levels,? says business speaker Scott Greenberg. ?Being in the ?people helping business? is a big responsibility but even more so for insurance agents who play a vital role in sustaining a community when hard times hit.?

In the presentation, Greenberg reminded the insurance agents that they play an important role in helping families get back on their feet when tragedy strikes. He told them that is something that they can be proud of. Greenberg said to use this as an opportunity to demonstrate their value to the community.

As a business speaker who travels around the world for speaking engagements, Scott Greenberg has worked previously with insurance companies such as Cost-U-Less Auto Insurance, Axis Capital, and most recently the Saudi IAIC Cooperative Insurance Company in Jeddah, Saudi Arabia. For more information about Scott Greenberg please visit the website at http://www.scottgreenberg.com or call 1-800-450-0432 (or outside the U.S. 1-818-785-5202).

About Scott Greenberg

Greenberg is a professional business speaker specializing in resilience, peak performance, and emotional intelligence. His personal battle with cancer and inspiration from his ?Schindler?s List? holocaust surviving Grandmother are the basis for some of his motivational stories. Since 1993, Scott has spoken to a variety of organizations looking to improve their leadership, customer service and work environment. Clients include Nike, Cargill International, the United Nations and the U.S. Department of the Interior. Scott has written three books on leadership and is a contributing author to ?Chicken Soup for the College Soul.? For more information about Scott Greenberg, visit http://www.scottgreenberg.com or call 1-800-450-0432 (or outside the U.S. 1-818-785-5202).

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Glen Ellyn, IL (PRWEB) December 08, 2011

Enterprise solutions provider Thanx Media has hired Dan Bulauski to the newly created role of vice president of operations and sales. As a provider of industry leading Customer Experience Management (CXM) technologies, Dan will oversee SaaS operations, professional services, sales and customer care heading into 2012 and beyond.

?I?m extremely excited about Thanx Media and the opportunity to lead the team. We?ve had a record breaking 2011, but I am confident next year will be even better. Looking at Endeca On-Demand, blosm – our data intelligence gathering technology, our PIM/PCM solution, mobile and our other offerings and seeing where the industry is headed makes me incredibly bullish.?

With over 140 customers, Thanx Media tapped Bulauski for his advanced knowledge in helping lead rapidly expanding companies. Most recently, he was VP of Operations for Brookstone, Inc., where he oversaw 110 stores and over 1,000 employees. While at Brookstone, Dan lead, trained and developed store teams to perform at an optimum level, resulting in strong performance results year after year.

Prior to Brookstone, Dan worked his way up the corporate ladder at Murray?s Discount Auto Stores, eventually becoming their Sr. Director of Operations. All told, Dan has 23 years of retail experience. ?I?ve followed Dan?s illustrious career for several years and have always admired his ability to challenge his employees to think differently in extremely competitive markets. We?ve reached the point where we need someone dedicated to day-to-day operations who can better predict our retail customers? pains. I fully believe Dan is the best person for this role,? said Thanx Media CEO, Paul Matker. ?We wanted someone proven in rapid expansion with the ability to manage a diverse team and someone who understood B2C and B2B retail. We couldn?t be happier with our decision to bring Dan aboard,? according to co-founder and Chief Technical Officer Marcel Munoz.

Having launched two proprietary technologies, blosm and SiteSocial in 2011, while adding several new customers, including Cole-Parmer and Love Culture, Thanx Media is primed and ready to roll into the New Year.

ABOUT US

Thanx Media is an enterprise solutions company that focuses on providing integrated solutions for B2C and B2B online retailers. The Deliver Commerce Framework, which identifies business problems and recommends the appropriate solutions, continues to fuel Thanx Media?s growth. These solutions are proven to increase conversion rates, revenue per order and boost customer retention. Thanx Media delivers with best-of-breed solutions, industry best practices and a focused attention to business needs. Headquartered in Chicago, IL, USA, Thanx Media is a private company with North American operations. For more information, visit http://www.thanxmedia.com.

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Los Angeles, CA (PRWEB) December 08, 2011

BMCC Insurance, a full-service online insurance agency, has made two additions to its agent roster: Mary Chamorro is a licensed life and health agent with over ten years? experience representing the top US companies. Jack Karagezyan, is an eight year veteran of the insurance and management fields, who will write and service the property and casualty side of the business.

BMCC Insurance is a multi-line insurance agency servicing both personal and commercial sectors. Areas of speciality include home, auto, motorcycle, life and commercial lines.

?Growth is coming fast and furious,? said Kyle Kennon, Executive Insurance Director. He added, ?our level of service and expertise is impressing a lot of people. We now expect growth to surpass our expectations in the coming year.?

To contact BMCC Insurance, e-mail Kyle Kennon at kyle.k(at)bmccinsurance(dot)com or Kristine Ter-Arutyunyan at Kristine.t(at)bmccinsurance(dot)com or call 855.855.2622.

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